2 Credit Officers-Community Banking (Central) Job at Pride Microfinance

Job Description

JR/2021/47 – Credit Officer-Community Banking (Central) Age Limit: 40 Years Experience: Years No. of Vacancies: 2 Minimum Academic Qualification Required: O Level Job Description: REPORTING RELATIONSHIPS: Responsible to: Credit Supervisor Responsible for: None MAIN PURPOSE OF THE JOB: Recruit and train clients through registration and loan disbursement which leads to growth in loan portfolio. DUTIES AND RESPONSIBILITIES: Achieve and maintain the set monthly targets. • Recruit, train clients and disburse loans. • Mobilize savings deposits. • Sell other Pride products. • Make CRB credit applications. • Monitor, follow up and recover loans disbursed. • Follow up on loan recovery process. • Generate business growth. Comply with branch and BoU set targets. • Follow up payment for and enrolment of clients onto the credit reference bureau before accessing loans. • Post loans accurately. • Prepare weekly monitoring reports on prospective and existing clients. Compile reports on the ongoing loan disbursement. • Update client loan files. • Prepare draft report for submission to the Credit Supervisor. • Recommend to the supervisor any changes to improve service to clients. Filing loan documentation. • File all relevant information as per Pride’s policies and procedures. • Verify completeness of loan application file. • Submit files to credit supervisor for verification. Academic Qualifications: • Diploma or Bachelor’s Degree in Commerce, Economics, Microfinance, Development Economics, Development studies, Business Studies, Accounting and Finance, Marketing, International Business, Financial Services & Business Computing, Business Statistics, Entrepreneurship & Small Business Management, Social Sciences, SWASA, Education, Procurement & Chain Supply Management, Procurement & Logistics Management, Human Resource Management, Industrial & Organization Psychology, Project Planning and Management, Entrepreneurship and Project Planning, Public Administration and Management, Sales and Marketing Management, B. Agriculture & Rural Innovations, Agricultural Engineering, Agricultural Extension, Engineering, or in any other relevant / related field. • 2 Principal passes at A’Level + • Credit and / passes in English and Mathematics at O’ Level. Person Specifications: • Should be willing to work in any part of the country where Pride operates. • Should be ready to challenge themselves to continuously deliver exceptional performance. • Should be computer literate, highly motivated, innovative and a self-starter. • Should have excellent presentation, interpersonal and communication skills. • Should possess leadership skills. • Should be honest, trustworthy and have a high degree of integrity. • Should be fluent in commonly used local languages in the region; LUGANDA • Should not be more than 40 years of age.